WHAT WE HANDLE
Licensed In, MI, MN, WI, IA, IL, IN
No fee unless you collect
BBB accredited
25+ years experience
Insurance companies have specialists for every claim type. So do we. Select a damage type below to learn what's typically covered, what insurers often dispute, and how we build the strongest possible case for you.
Your home is your most valuable asset. When disaster strikes, the last thing you should be doing is battling your insurance company alone. We handle everything — documentation, negotiation, settlement — so you can focus on your family.
Water damage causes more hidden destruction than any other claim type — behind walls, under floors, inside structural cavities. Insurers pay for what they can see and ignore the rest. We find it all, document it thoroughly, and fight for full remediation.
Hail damages more than just your roof. Siding, gutters, AC units, windows, and skylights all take direct hits — yet insurers routinely call damage "cosmetic" or scope only the most visible areas. We inspect everything and fight for full replacement where warranted.
High winds tear off roofs, shred siding, and send debris through windows — but the secondary damage that follows is where most of the claim value hides. Insurers also frequently misclassify wind damage to limit scope. We connect every dot and fight for the full picture.
Midwest winters are brutal on buildings. Ice dams back water under shingles, frozen pipes burst inside walls, and heavy snow collapses roofs. These claims require expertise in freeze-thaw mechanics — and insurers regularly blame maintenance neglect rather than pay them.
Collapse claims are among the most disputed in the industry — because coverage depends on policy language, the timing of the event, and how "collapse" is legally defined in your state. Insurers routinely argue pre-existing conditions or maintenance neglect. We know how to fight back.
Theft and vandalism claims hinge on thorough documentation. Without a detailed inventory and proper valuation, payouts fall far below actual losses. Insurers routinely push actual cash value over replacement cost and dispute item values. We build the complete picture so nothing gets missed.
Free Claim Review
Start with a free review — we'll dig into your claim, explain your options, and let you know if and how we can help. No obligation, no pressure.
