BUSINESS OWNER INSURANCE CLAIM HELP
After any type of loss to your commercial property or business, without the right understanding, expertise and preparation, the slightest oversight and lack of experience in the claim process could result in substantially lower claim settlement and loss of valuable time.
UNDERSTAND BUSINESS INTERRUPTION OR EXTRA EXPENSES?
In our experience, most business and property owners have never looked at their insurance policy. Understanding that policy and the coverages is critical to protecting your assets and business. As Licensed Public Adjusters, we understand every aspect of your business insurance policy to protect your interests and maximize your claim settlement in the event of a loss. The following coverages are all important in any size or type of property insurance claim:
Building/Property Coverage – This covers the the building structure, fixtures and permanently installed machinery and equipment.
Business Personal Property – This coverage includes, furniture, unattached fixtures, “stock” and all other personal property owned by you and used in your business.
Electronic Data Processing Coverage – Separate coverage for items owned by you to process data like computers, servers, software, credit card processing machines etc., for covered damage caused by certain power failures, a computer virus or hacking.
Continuing Expenses & Extra Expenses – Pays for ongoing expenses after a loss such as payroll, utilities and certain ongoing overhead. Extra expenses coverage reimburses those expenses that your business incurs that it would not have incurred if the property was not damaged.
Business interruption and Loss of Use/Loss of Rents – Business interruption pays for the losses that result from your business being shut down or interrupted due to a covered event. The Loss of Income Coverage protects a commercial property owner from lost revenue/income from an inhabitable property resulting from a covered loss.
DOWNLOAD OUR FREE EXPERTS GUIDE EBOOK
This expert’s guide will take you through the steps to manage your insurance claim from start to finish and help you maximize the settlement.
BUSINESS OWNER CLAIMS WE HANDLE
- Commercial Business Owners
- Apartment Buildings
- Office Parks and Complexes
- Shopping Centers
- Condominium Associations
- Schools and Universities
- Government Agencies
- Hotel/Motel Owners