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Water Damage Insurance Claims: Covered or Excluded?

Water Damage Insurance Claims: Covered or Excluded?

by David Miller | Sep 14, 2018 | Insurance Claim Help, Miller Public Adjusters, Water Loss

Major rain events — like the ones that have been plaguing Wisconsin this summer — get insurance companies busy denying homeowners insurance claims based on water-related policy exclusions. There are many types of homeowners insurance policies. Most all-perils policies...
What to do When Your Home or Business Suffers From Hail Damage

What to do When Your Home or Business Suffers From Hail Damage

by David Miller | Jul 2, 2018 | Hail Damage, Insurance Claim Help, Miller Public Adjusters, Property Damage

When a hailstorm strikes, it can batter roofs, shred screens and siding, and smash windows. Getting fully compensated for even glaring hail damage from your commercial, BOP or homeowners insurance policy is a challenge. Achieving a fair settlement for anything less...
National Insurance Awareness Day

National Insurance Awareness Day

by David Miller | Jun 7, 2018 | Insurance Claim Help, Insurance Policy, Miller Public Adjusters, Public Adjusters, Uncategorized

You won’t find June 28 celebrated with parades, festivals or fireworks. In fact, the only people who give a rat’s tail about National Insurance Awareness Day are those who work in the insurance industry — and most of them don’t even care. But care you should....
How Invoking an Appraisal Clause Can Maximize Your Insurance Claim

How Invoking an Appraisal Clause Can Maximize Your Insurance Claim

by David Miller | Mar 28, 2018 | Insurance Claim Help, Insurance Policy, MPA, Uncategorized

Invoking an Appraisal Clause If you and your insurance company are in a disagreement on the amount of loss or the scope of damages during a claim settlement, and the company refuses to negotiate, you have an option to settle the claim by invoking an appraisal clause...
Choosing a Contractor to Make Emergency Temporary Repairs After a Loss

Choosing a Contractor to Make Emergency Temporary Repairs After a Loss

by David Miller | Mar 14, 2018 | Insurance Claim Help, Miller Public Adjusters, Property Damage, Uncategorized

Secure Your Property and Board Up According to your homeowner’s insurance policy, when your home is severely damaged by a fire, windstorm, tornado or other peril, one of the most important duties you’re required to do is to quickly act on emergency temporary home...
Vacant or Unoccupied? For Insurance Coverage, the Difference is Important

Vacant or Unoccupied? For Insurance Coverage, the Difference is Important

by David Miller | Feb 14, 2018 | Insurance Claim Help, Insurance Policy, Miller Public Adjusters, Policyholder

The two terms “vacant” and “unoccupied” might appear to be synonymous, even interchangeable in general conversation, but they are distinctly different when it comes to property insurance coverage. Insurance policies do not often provide clear definitions for vacant or...
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Recent Posts

  • Fire Risk Goes Up the Minute the Heat Goes On
  • Fire Prevention Is Everybody’s Job
  • How does the anti-concurrent cause clause apply when property damage occurs?
  • Water Damage Insurance Claims: Covered or Excluded?
  • What to do When Your Home or Business Suffers From Hail Damage
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