Insurance Glossary

Know your policy. Inside out.

Insurance documents are often filled with confusing jargon. Our free glossary explains important terms in simple, plain language — helping you understand your policy and stay informed during a claim.

100+ terms defined
Plain language
Always free

Insurance Glossary

100+ terms · Free PDF · No signup required Download Free We never sell or share your information

WHAT YOU'LL LEARN

Everything The Glossary Covers.

100+ terms organized into six practical categories, so you can find exactly what you need when you're reading your policy or working through a claim.

01
Policy basics

Deductibles, endorsements, exclusions, and the core structure of your policy.
02
Coverage types

ACV vs. replacement cost, ALE, contents coverage, and dwelling limits.
03
Claims process

Proof of loss, claim number, adjuster roles, and how a claim moves forward.
04
Damage & loss terms

Actual cash value, betterment, depreciation, and scope of loss.
05
Disputes & appraisal

Appraisal clause, umpire, mediation, and what to do when you disagree with an offer.
06
Legal & industry terms

Bad faith, subrogation, indemnity, and other terms you'll hear from professionals.

Know your policy. Inside out.

Insurance Glossary

Everything The Glossary Covers.

Policy basics

Coverage types

Claims process

Damage & loss terms

Disputes & appraisal

Legal & industry terms

Don’t Fight Your Insurance Company Alone.