RESIDENTIAL CLAIMS

Has your insurance company underpaid or denied your claim? Find out if you are entitled to recovering more money.
NO RECOVERY = NO FEE

We can help you with your fire claim.

Have you experienced water damage?

Was your storm damage claim denied?

HOMEOWNER INSURANCE CLAIM HELP

As you are trying to rebuild your home and get back to normal, there is little time for learning the ins and outs of insurance claims to make sure you’re not settling for less than what your’re entitled to. Unlike the independent adjusters from your insurance company, we work for the policyholder, to protect your interests and receive the largest insurance settlement possible.

HOMEOWNER INSURANCE CLAIM HELP

As you are trying to rebuild your home and get back to normal, there is little time for learning the ins and outs of insurance claims to make sure you’re not settling for less than what your’re entitled to. Unlike the independent adjusters from your insurance company, we work for the policyholder, to protect your interests and receive the largest insurance settlement possible.

HOW TO UNDERSTAND AND LEVERAGE YOUR POLICY

Unfortunately, your insurance company often neglects to assess and sometimes misinterprets your policy. This can result in the reduction of benefits, denied claims and a lower claim settlement.

Each aspect of your homeowner insurance policy should be given thorough consideration by you, your insurance company adjuster and ideally, an experienced and trusted public adjuster. The main coverages are:

Dwelling Coverage – Covers the insured dwelling, additions, patio covers, built-in fixtures of the home.

Other Structures – This covers any detached structure not attached to the dwelling such as detached garages, fences, driveways, sidewalks and yard fixtures.

Personal Property – Coverage for personal property or contents owned by, or in possession of the property owner included but not limited to personal belongings, furniture, unattached fixtures, curtains/drapes, and antiques.

Additional Living Expenses(ALE) – Covers any expenses incurred that you otherwise would not have incurred “but for” the covered property loss. These living expenses payments are meant to help you maintain a reasonable standard of living while your property is being repaired.

Law and Ordinance(Code Coverage) – Depending on your state laws and building codes, your policy will have coverage for any increased cost of construction due to the enforcement of building codes.

DOWNLOAD OUR FREE EXPERTS GUIDE EBOOK

This expert’s guide will take you through the steps to manage your insurance claim from start to finish and help you maximize the settlement.

expert's guide public adjusters ebook

HOMEOWNER INSURANCE CLAIM TIPS

  • Always request a certified copy of your insurance policy
  • Take precautions to mitigate the damage after a loss to prevent from further damage
  • Understand the deadlines to submit claim forms.
  • Take pictures and document every step after the loss occurs
  • Obtain independent estimates on the true cost to rebuild or restore your home to its pre-loss condition
  • Have an expert determine the salvageability of your personal property/content inventory.
  • Finally, if your insurance claim is in dispute or you’re unsure of your options, take the time to consult with a public adjuster who can help. We offer a Free Claim Review to assist homeowner after suffering an insurance claim.

HOMEOWNER INSURANCE CLAIM TIPS

  • Always request a certified copy of your insurance policy
  • Take precautions to mitigation the damage after a loss to prevent from further damage
  • Understand the deadlines to submit claim forms.
  • Take pictures and document every step after the loss occurs
  • Obtain independent estimates on the true cost to rebuild or restore your home to its pre-loss condition
  • Have an expert determine the salvage-ability of you personal property or content inventory. Finally, if your insurance claim is in dispute or you’re unsure of your options, take the time to consult with a Public Adjuster who can help. We offer a Free Claim Review to assist homeowner after suffering an insurance claim.