What's Inside

What You'll Learn

Settling a homeowner's or commercial insurance claim for its full value isn't easy. You have a lot to learn in a short time, and the stakes are high. This guide gives you the knowledge and tools to level the playing field. 

Reading your insurance policy

How to find and understand the coverage that applies to your loss — and spot the exclusions insurers use to limit payouts.

Reporting damage & filing a claim

The right way to notify your insurer, what to say, what not to say, and how to set your claim up for success from the first call.

Proving the value of your loss

Documentation strategies, contractor bids, contents inventories, and everything you need to prove the full extent of your damages.

Negotiating your settlement

How to push back on low offers, counter insurer estimates, and work toward a fair settlement without giving up ground.

Replacement cost vs. actual cash value

The critical difference between ACV and RCV — and how to make sure your policy's RCV provisions are enforced in full at settlement.

Resolving disputes & denials

What to do if your claim is denied, underpaid, or stuck — including the appraisal process, your rights, and when to bring in a public adjuster.

E-Books

Expert Guides & Tools For Property Insurance Claims

Access expert-created guides, tools, and resources designed to help homeowners and business owners navigate property insurance claims with greater confidence and clarity.