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Property Claims BLOG

Decide in 4 Minutes if Hiring a Public Adjuster is a Good Option to Maximize Your Fire Insurance Claim Settlement

It’s normal to feel overwhelmed and uncertain about how your fire damage insurance claim will turn out. But you don’t have to let your fears continue. At Miller Public Adjusters, we can assess your loss, read your policy, and give you an expert’s view of what to expect from your house fire claim — all for free.

Negotiating Your Fire Damage Insurance Claim Settlement Starts When You Report Your Fire Loss

Your homeowners insurance policy is a legally binding contract between you, the policyholder, and your insurer. Your homeowners insurance claim is a lengthy negotiation about how much your insurance policy should pay for your insured damages. Contract negotiations start when you report your fire loss.

Documenting Your Loss is a Difference Maker in Proving Damages From a House Fire

In the aftermath of a house fire, what once was normal is now chaos, and everything demands your immediate attention. One of the things you don’t want falling through the cracks is documenting your loss. Making sure you have abundant documentation of your damages and recovery efforts is critical in negotiating a full and fair settlement for your homeowners insurance claim.

Know How You'll Prove These 5 Things Before Deciding to Settle Your Homeowners Insurance Claim Without a Public Adjuster

It’s easy to talk about settling a homeowners insurance claim like it’s a single event. But unless you suffered a total loss and your carrier is paying your policy limit immediately, your final settlement will be the sum of many smaller settlement payments made to you over time.

Removing Soot and Smoke Odor After a House Fire: Cost-Saving Strategy or Costly Mistake

Let’s be clear from the start: Smoke and soot contain a chemical cocktail of toxins known to harm and kill people. During a house fire, smoke and soot can billow throughout your home, causing major damage to your property — and to you, if your damages are not properly remediated. When it comes to removing soot and smoke odor, employing cost-saving strategies can be a costly mistake.

Public Adjuster Act 129 Fails to Protect Property Owners Facing Property Insurance Claims

Following a severe storm, fire, or other disaster, Wisconsin property owners are exposed to an influx of people from out of state selling services on behalf of roofers, building contractors, public adjusters, and insurance-related businesses. Concealed among the many skilled actors coming to assist our friends and neighbors are a few bad actors intent on taking advantage of people facing complicated property insurance claims. 

Firefighters Make Sure People Get Through Even the Worst Days

After suffering a total loss commercial fire, Ilde and Dan Nielson were among those recognizing De Pere’s public safety officials on Feb. 25, 2020 for going beyond the call of duty.    Two De Pere, Wis. firefighters were recognized on Tuesday for going “Beyond the Call” for their roles in two separate fires in 2019.

What to Do if Your Fire Insurance Claim is Denied

There are many reasons insurance companies justifiably deny fire insurance claims. But that doesn’t mean all fire claim denials are justified.

5 Tips to Get the Most Money for Your House Fire Claim

If you’ve suffered a house fire, we’re here to help. Here are some tips for how to maximize the amount of your house fire claim.

How to Deal with Debris Removal After a House Fire

As the homeowner, you’re responsible for clearing debris from your property after a fire. The good news is coverage for debris removal is included in most homeowners insurance policies. It’s a necessary expense to bring your property back to its pre-loss condition, but how much is available for the site cleanup and what debris is covered?

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