“Excellent experience. I had a major fire which destroyed my business. My Insurance company was hostile and adversarial at best. I hired Miller Public Adjusters. They did everything. I never had to have another conversation with a elusive and hostile insurance company. If I hadn't hired this company to represent me, I would've lost everything."
When we were hired, the insurance company and business owner had already gotten into disputes over the amount of loss, and had not yet made any payments. Our first job was to secure the property and mitigate the damage. We also documented the damaged personal property and determined an accurate scope to repair the fire and smoke damaged building. In the end, we were able to secure a favorable settlement that was over 4x what the insurance company thought the loss was when we were first retained.
"David, We just wanted to thank you for all your help with this case. We know how hard you fought for us. We truly appreciate all you did for us. Thanks."
This landlord need help after discovering 4 feet of water in their basement. They had over a dozen frozen copper pipes that lead to the water in the basement.
With the basement having so much water, this caused moisture problems throughout the house that that insurance company didn't want to cover. We were able to negotiate an adequate repair scope to cover the damages as well as a loss of rental income while the work was to be completed.
A fire loss is a tragic event. This fire happened to disrupt and destroy a large part of a successful machine shop. Come to find out after the loss, the insurance policy under insured the business and now the owner's loss would be jeopardized because of insurance oversight.
Our job was to leverage to policy and understand the the total amount of damage to the building, the machine equipment, tools, and inventory/stock that was destroyed. We also accounted for the loss and shut down of the business due to the fire.
After a few month of experts and negotiations, we were able to agree to settlement favorable to the business owner which allowed him to get back to his machine shop business and rebuild. Our recovery was 2 times the initial insurance companies offer and accounted for everything they owed under the policy.
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