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WHAT IS A PUBLIC ADJUSTER?

Miller Public Adjusters works exclusively for policyholders, never for insurance companies.

Policy & Claims Consultants

Let our team unravel the complexities of your policy and property insurance claim.

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Buildings & Property Experts

Count on our experts to properly value your buildings and personal property.

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Policyholder Advocates

Bring our team in to protect your best interests throughout your claim.

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Meet David and his family

Losing everything they owned to a house fire was tragic. Being treated unfairly in their homeowners insurance claim was unacceptable. So David Miller did what he does best: Fight for what's right.

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ABOUT MILLER PUBLIC ADJUSTERS

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Why Miller Public Adjusters?

Founded for the sole purpose of helping policyholders, our team of experts will not rest until you receive every dollar your homeowners or commercial insurance policy promises.

 

Meet the Miller Team

When you put our in-house team of public adjusters, estimators, and personal property experts to work on your claim, all your worries melt away.

 

Our Mission

We're here to be your trusted representative, ensuring your success through every step of your property insurance claim process.

 

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Our Public Adjusters in Wisconsin Are Your Advocates

Let our licensed public adjusters in Wisconsin help you negotiate a fair payout with your insurance company after your property has sustained damage.

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Public Adjuster Services for Homes and Businesses

Residential Insurance Claims

If your home has been damaged in a flood, fire, or other disaster, we know this is an emotionally difficult time. Our WI public adjusters will communicate with your homeowners' insurance company so you can focus on rebuilding your life.

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Commercial Insurance Claims

Your business is about more than income. It's also about all the work you've put in, your employees' livelihoods, and your long-term goals. We will work hard to ensure that your insurance company offers a fair payout so you can return to business quickly. 

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Policyholder Advocates

Insurance policies can be complex. As your policyholder advocates, we can review your policy with a fine-tooth comb to ensure you have all the coverage you need. 

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What Is a Public Adjuster?

A public adjuster is a licensed adjuster who represents policyholders in the insurance claims process. Unlike insurance company adjusters, our public adjusters work exclusively for you to ensure you receive a fair settlement. We can evaluate property damage, interpret policy details, and negotiate with insurance companies on your behalf. This often results in higher settlements for our clients. 

How Our Wisconsin Public Adjusters Can Help

As licensed public insurance adjusters, we represent you, the policyholder, not the insurance company, providing service focused solely on your best interests. See how we can help you secure fair compensation for your claim. 

We Keep the Insurance Companies Honest

Your insurance company's goal is to turn a profit, and it is in their best interest to offer lower settlements than policyholders deserve. We understand the tactics insurers might use to minimize payouts and are adept at countering them with factual evidence and expert analysis.

We Can Properly Value Your Property

Determining the correct value of your property and the extent of damage is essential to securing a fair settlement. Our public adjusters are skilled in property valuation. We consider all variables, including depreciation, market trends, and specific details unique to your property, ensuring that you receive compensation reflecting the actual value of your loss.

We Are Your Policyholder Advocate

Insurance companies want to minimize the amount they owe, but this can result in a settlement that only covers a small fraction of the short- and long-term damage. As your advocate, we prioritize your needs and rights. From the initial assessment of your damaged property to the final settlement, we are with you every step of the way, providing guidance, support, and representation. 

We Will Look at All the Coverage Your Plan Provides

When it comes to your policy, there are many things that your policy may cover that you may not be aware of. This can include income lost during restoration, coverage for personal items, and more. We will review your policy after your property has been damaged and determine all the coverage you may be eligible for. 

We Can Appraise Any Type of Property Damage

We are here for you, no matter what Mother Nature throws at you. Our public insurance adjusters can help you with any property damage, including fire, water, hail, and wind. See how we can help. 

Fire Damage

Fire can leave behind extensive damage, both visible and hidden. Our public adjusters are trained to assess all aspects of fire damage, including structural integrity, smoke damage, and water damage from firefighting efforts. We work to ensure that every detail is accounted for so you can secure a settlement covering the full scope of restoration.

Water Damage

Water damage can cause long-term issues like mold and structural weakening. We ensure that your claim addresses immediate repairs and potential secondary damage, protecting your property in the long run.

Wind Damage

High winds can cause significant damage, from roof and siding damage to fallen trees and debris. We will conduct a thorough inspection to evaluate the full impact of wind damage, considering the obvious and subtle effects on your property. 

Hail Damage

Hailstorms can damage roofs, windows, and vehicles. We understand the nuances of hail damage and can help ensure that your claim reflects the cost of repairs or replacements. 

Why Hire a Public Claims Adjuster?

There are many great reasons to hire a public adjuster in WI to represent you throughout the claims process. See what the benefits of hiring a public adjuster can be. 

Accurate Damage Assessment

With our expertise in the building industry, we can accurately assess the extent of property damage, ensuring no detail is overlooked. This allows us to present your insurance company with facts, making it harder for them to dispute the amount they owe. 

Increased Settlement Offers

As experienced public adjusters, we aren't afraid to negotiate with your property insurance company to secure a settlement that reflects your loss. We can often achieve higher settlements than policyholders could secure on their own.

Save Time & Reduce Stress

By handling all aspects of the claims process, our team can help you save time while alleviating the confusion and frustration often associated with insurance claims. We offer guidance from start to finish and will keep you informed every step of the way.  

About Miller Public Adjusters

At Miller Public Adjusters, we are passionate about our work because we have been where you are. As homeowners whose home had been damaged in a fire, we know firsthand how challenging it can be to take on the insurance company when they offer a payout that doesn't even begin to cover the damage your property has sustained. Our company was founded with the sole mission to help homeowners advocate for themselves when an insurance company tries to take advantage of them in their time of hardship. Learn more about our story or contact us today for a quote. 

Our Story

Don't Let the Insurance Company Give You Less Than They Owe

Insurance companies will do anything to minimize the amount they pay out, but you, your family, and your employees deserve better. Call our licensed public adjusters in Wisconsin today to schedule an appraisal. 

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LICENSED SERVICE AREAS

Miller Public Adjusters is the Midwest’s top public adjusting firm, representing policyholders in Wisconsin, Iowa, Illinois, Indiana, Michigan, Minnesota, Texas and Florida. Headquartered in Appleton, Wisconsin, we also have offices in Chicago and Tampa.

GET EDUCATED ABOUT YOUR CLAIM

  • Residential and Commercial Claims

    The larger your loss, the more informed you need to be about your property claim process.

  • Fire | Water | Wind | Hail

    The cause of your loss tells you a lot about where to look for both visible and hidden damage.

  • Refuse to be Lowballed

    Your property insurance policy is a promise. It's up to you to make sure that promise is kept.

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SERVICES WE OFFER

Pre-Loss

From understanding your coverage choices, to documenting and valuing your building(s) and belongings, Miller's pre-loss experts help protect your interests before disaster strikes.

Public Adjuster

Your insurance policy is a complex and legally binding contract. The larger your loss, the greater your need for expert representation throughout your property insurance claim. 

Loss Consultant

Understanding buildings — how they're built, how they're damaged, and how they're rebuilt — is foundational to assessing and calculating the full value of a loss.

Insurance Appraiser

Our reputation for settling claims successfully makes Miller Public Adjusters an easy choice when you need an insurance appraiser to help you resolve a scope or valuation dispute.

Insurance Umpire

When the appraisers can't reach agreement, the umpire sets the value of your loss. Make sure your appraiser selects an umpire with a successful track record for achieving full and fair valuation.

Expert Witness

Many property claim disputes have to be resolved by the courts. There, too, you'll find David Miller relied on for his expertise in buildings, personal property, and property insurance policy language.

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