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5 Helpful Steps To Get Your Insurance Company To Pay Up


Tornado Damage

  1. Document your belongings - it’s never been more easy than it is today to keep track of the items you own, and the condition they’re in. Use your smartphone to take photos and video of the property as well as the items inside. Pro tip: email the images & videos to yourself with a title you’ll remember.
  2. Proper Documentation - Keep all previous repair & maintenance records so you have proof that your property was in good condition. Consider taking pictures of repairs for your records as well.  Always keep track of any and all expenses after a loss. These may be required in order to reimbursement under your policy.
  3. Timing is key - Insurance company’s like to delay payments and drag out settlements. This may force you to agree to a bad settlement.  The key is to be patient but yet Gather information as quickly and completely as possible. Try to make sure you uncover and document every bit of damage.
  4. Prevent further damage but do not disturb the evidence - You can board up broken windows, tarp the roof, or call a mitigation company to prevent further damages, but don’t start any type of cleanup or repairs until after the insurance adjuster has seen all of the damage. Also, do not throw out damaged personal property until they have been examined and recorded.
  5. Consider hiring a Public Adjuster - A Public Adjuster works for you, not the insurance company. They work hard to make sure you get everything you’re entitled to after a property loss.


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David Miller
David Miller
Thank you for visiting us. My name is David Miller, and I know what it means to have to fight with your insurance carrier just to get fair payment for your property damage claim. My family suffered a total loss house fire that took nearly two very stressful years to settle. Since, I combined my experience in construction with my expertise in contract language to create Miller Public Adjusters. We work exclusively for policyholders. Please feel free to comment, ask questions, and let us know how we can help.

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