Insurance claims are complicated. Understanding the process may be even more frustrating. Following are answers to frequently asked questions regarding the role of a public adjuster after filing an insurance claim in Illinois.
Why would I want to hire a public adjuster after a disaster?
After experiencing a disaster like a house fire, most property owners find themselves in a situation that is completely foreign. Dealing with the clean-up from fire damage and the insurance claims filing process can be a crushing and confusing and experience. Following a loss from a fire sparked by a space heater, during our frigid Illinois winter, a lot of people will first turn to their insurance agent for help processing an insurance claim. It is true that an agent is well-informed and educated for local regulations, but these professionals do not have the same skills as an Illinois public adjuster.
The role of your insurance agent is to report your loss to the insurance company. Your insurance company will then assign an insurance adjuster to process the claim, and their goal to represent the interest of the insurance company and limit their liability and damages paid out. With their interest to protect their personal stake may result in some policyholders seeking the advice of legal counsel. While legal expertise may be valuable, most attorneys are not insurance claim handlers and lack the necessary experience to properly help a Chicago area homeowner process an insurance claim.
One of the top local Chicago public adjusters, Miller Public Adjusters is a licensed, trained and experienced professional who will help a local residential property owner after a loss. All licensed public adjusters from Miller Public Adjusters are experts with the insurance claims filing process, the policy, and all conditions associated with the policy. They will guide and direct their clients through the insurance claims process while giving some peace of mind on the potential outcome.
How will it be different to use a public adjuster for my Chicago fire claim than using the adjuster that my insurance company assigns?
The insurance adjuster assigned by your insurance provider works for that company while a public adjuster from Miller Public Adjusters represents you.
What types of losses and disasters do public adjusters from Miller Public Adjusters process?
A few of the type of insurance claims Miller Public Adjusters will help Chicago residents handle include:
- Vandalism claims.
- Fire damage claims.
- Wind damage claims.
- Water damage claims.
- High rise business claims.
- Frozen water pipe claims and summer storm claims.
- Collapse Claims
- Theft and Vandalism Claims
Understanding your options needs to be the most important step in filing an insurance claim, a member of the Miller Public Adjusters team will help you navigate the road to recovery. I experienced unexpected fire loss in 2011 and recognize the stress and frustration involved with handling a claim. My involvement in the processing of my own insurance claim actually sparked my desire to open Miller Public Adjusters. I wanted people to have an Illinois public adjuster on their side, because it can equate to the difference between success and failure in the outcome of your insurance claim!
Miller Public Adjusters currently serves the states of
Wisconsin - Florida - Illinois - Indiana - Michigan - Minnesota - Texas
Call us 24 hours a day at (800)958-4829 to schedule an appointment or
please fill out a Free Claim Review to see if we can help.