8 Ways Public Adjusters Maximize Claims

There are many reasons insurance companies justifiably deny fire insurance claims. But that doesn’t mean all fire claim denials are justified.

If you’ve suffered a house fire, we’re here to help. Here are some tips for how to maximize the amount of your house fire claim.

Understanding Debris Removal Coverage in Your Homeowners Insurance Policy As a homeowner, you are responsible for clearing fire debris from your property, but fortunately, most standard homeowners insurance policies include coverage for debris removal. This essential benefit helps restore your property to its pre-loss condition, but the scope of coverage varies significantly between policies. Knowing exactly what your insurance covers can prevent costly surprises during an already challenging recovery process.

Dealing with the aftermath of a house fire is overwhelming. There are things to do, and things you definitely don’t want to do or even attempt to do. We’ve put together the following list of helpful tips to take some of the stress out of a house fire recovery.

When a fire or other covered peril renders your home not fit to live in, your homeowners insurance policy likely provides Additional Living Expense/Loss of Use coverage that pays for temporary housing and other extra expenses you incur to maintain your standard of living. ALE also reimburses you for other expenses that rise above and beyond what you would normally spend.

No one should have to deal with the trauma of a house fire. But if your house burns down, expert advice can help. Here are some of the first things you should do.