6 Ways to Handle Water Damage Claims in Wisconsin

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There’s more to fire damage than meets the eye. Fire can also cause hidden damages that can be hard to detect. The two main culprits: smoke/soot damage, and water damage. Knowing about these additional impacts on your property, and how to take care of them, helps ensure you’re reimbursed appropriately for your claim.

Building codes are in a constant state of evolution. Advancements in engineering, technology, safety, building materials and methods, and changes in the physical environment all drive changes in building codes. If your fire-damaged home is 10 or more years old, complying with the current building codes may add substantial cost to your reconstruction. Will you be stuck with the bill?

There’s a long list of things to consider when it comes to deciding whether your fire-damaged home can be repaired, or if it needs to be razed and rebuilt. Your insurer is likely to push hard for the lowest-cost option, but this bare minimum may fall short of what you actually need and what your homeowners policy promises.

When you suffer a house fire, your insurer begins the process of calculating how much they will offer for your damaged personal property loss based on whether the property is deemed salvageable or non salvageable. The category each item falls into has a substantial impact on how your property will be covered under the terms of your homeowners insurance policy.

Experts are finding insurance coverage for business interruption losses related to Covid-19. Here’s what you need to know and what to do next to find out if your business is covered.

Every house fire insurance claim is unique and must be adjusted based on how the policy language and laws apply at the time of the loss. While most homeowners insurance policies provide coverage for fire, not all policyholders are treated equally when settling their claims. Below are four actions you can take to position your fire insurance claim for a successful outcome.

It’s normal to feel overwhelmed and uncertain about how your fire damage insurance claim will turn out. But you don’t have to let your fears continue. At Miller Public Adjusters, we can assess your loss, read your policy, and give you an expert’s view of what to expect from your house fire claim — all for free.

Your homeowners insurance policy is a legally binding contract between you, the policyholder, and your insurer. Your homeowners insurance claim is a lengthy negotiation about how much your insurance policy should pay for your insured damages. Contract negotiations start when you report your fire loss.