FIRE & SMOKE CLAIMS
How a Public Adjuster Can Help After a Fire Loss
Damage from fire and smoke is among the most devastating tragedies that can happen to a family or business. In addition to the flames, smoke, soot and corrosive toxic chemicals are forced into the most remote areas of the structure by extreme heat pressure, causing extensive unseen damage.
Our extensive experience will add value to your fire and smoke damage claim and give you peace of mind as we take care of the complex, time-consuming tasks that allow you to focus on getting back to normal.
During this stressful, confusing time, you need to make important short-term decisions that will have lasting consequences on your fire and smoke damage claim results. If you’ve never gone through the process, how will you know if you’re doing it correctly to maximize your claim settlement?
WE CAN HELP
Working with a licensed public adjuster like Miller Public Adjusters, LLC not only ensures the right decisions are made, we’ll also:
Document and determine what parts of the building can be saved versus replaced and what personal items should be cleaned vs. replaced to recover what's owed under the policy.
Facilitate our own construction experts and engineers to determine the extent of structural damage.
Prepare, value and negotiate an agreement with the insurer on a proper Scope of Loss to bring the property back to pre-loss condition.
We Level the Playing Field
When dealing with the complexity and challenges of a smoke or fire damage claim, the insurance company has all the control. By enlisting the services of a licensed public adjuster, you level the playing field. We represent you to ensure you’re treated fairly and receive the maximum amount on your claim. We look out and work for YOU.
Insurance Policy Experts
Insurance policies are complex legal contracts that are seldom read and less often understood. Many people assume the insurance company is always acting in their best interests. But remember they are a for-profit corporation looking to minimize their expenses, and a fire and smoke damage claim is an expense. We help you understand your policy and what options are available so you don’t get shortchanged. Going it alone will likely result in:
A mistake in the claim filing process that will delay or at worst cause the claim to be denied
Money left on the table that a licensed public adjuster could have recovered
We Maximize Your Fire or Smoke Damage Claim
A public adjuster relieves you of many complex, time-consuming tasks involved in preparing and filing your insurance claim. Public adjusters manage all the details, including:
Immediate inspection of the loss/site
Thorough review of what the policy covers
Inventory damaged personal property and determine Replacement Cost Values (RCV)
Collect/assemble data to support the claim
Document, Support, and Negotiate a Scope of Loss required to restore the damaged structure and personal property back to pre-loss condition
Negotiating with the insurance company on your behalf
Drive the process for the policyholder and ensure they receive max settlement on the amount of loss owed under the insurance policy
Has Your Home Been Damaged By Smoke or Fire?
Has Your Home Been Damaged By Smoke or Fire? Call now for your free claim review.