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Property Claims BLOG

Replacement Cost Value(RCV) VS. Actual Cash Value(ACV)

When it comes to understanding insurance coverage there are numerous terms and language that most policyholders are unfamiliar with. These include Indemnity, Actual Cash Value (ACV), Replacement Cost Value (RCV) and Depreciation.

Top Mistakes Made After a Loss

When your family or business encounters an unfortunate loss of any kind, it is important to avoid these mistakes to ensure a smooth and successful claim settlement.

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    When is The Right Time for the Appraisal Clause?

    When is The Right Time for the Appraisal Clause?

    The Hidden Damages of a Fire Loss

    There’s more to fire damage than meets the eye. Fire can also cause hidden damages that can be hard to detect. The two main culprits: smoke/soot damage, and water damage. Knowing about these additional impacts on your property, and how to take care of them, helps ensure you’re reimbursed appropriately for your claim.

    Building Code Compliance Adds Substantial Cost When Rebuilding After a House Fire: Who Pays the Bill?

    Building codes are in a constant state of evolution. Advancements in engineering, technology, safety, building materials and methods, and changes in the physical environment all drive changes in building codes. If your fire-damaged home is 10 or more years old, complying with the current building codes may add substantial cost to your reconstruction. Will you be stuck with the bill?

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