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Property Claims BLOG

David Miller

David Miller

Thank you for visiting us. My name is David Miller, and I know what it means to have to fight with your insurance carrier just to get fair payment for your property damage claim. My family suffered a total loss house fire that took nearly two very stressful years to settle. Since, I combined my experience in construction with my expertise in contract language to create Miller Public Adjusters. We work exclusively for policyholders. Please feel free to comment, ask questions, and let us know how we can help.

Recent Posts:

Know How You'll Prove These 5 Things Before Deciding to Settle Your Homeowners Insurance Claim Without a Public Adjuster

It’s easy to talk about settling a homeowners insurance claim like it’s a single event. But unless you suffered a total loss and your carrier is paying your policy limit immediately, your final settlement will be the sum of many smaller settlement payments made to you over time.

Removing Soot and Smoke Odor After a House Fire: Cost-Saving Strategy or Costly Mistake

Let’s be clear from the start: Smoke and soot contain a chemical cocktail of toxins known to harm and kill people. During a house fire, smoke and soot can billow throughout your home, causing major damage to your property — and to you, if your damages are not properly remediated. When it comes to removing soot and smoke odor, employing cost-saving strategies can be a costly mistake.

Public Adjuster Act 129 Fails to Protect Property Owners Facing Property Insurance Claims

Following a severe storm, fire, or other disaster, Wisconsin property owners are exposed to an influx of people from out of state selling services on behalf of roofers, building contractors, public adjusters, and insurance-related businesses. Concealed among the many skilled actors coming to assist our friends and neighbors are a few bad actors intent on taking advantage of people facing complicated property insurance claims.

Firefighters Make Sure People Get Through Even the Worst Days

After suffering a total loss commercial fire, Ilde and Dan Nielson were among those recognizing De Pere’s public safety officials on Feb. 25, 2020 for going beyond the call of duty. Two De Pere, Wis. firefighters were recognized on Tuesday for going “Beyond the Call” for their roles in two separate fires in 2019.

What to Do if Your Fire Insurance Claim is Denied

There are many reasons insurance companies justifiably deny fire insurance claims. But that doesn’t mean all fire claim denials are justified.

5 Tips to Get the Most Money for Your House Fire Claim

If you’ve suffered a house fire, we’re here to help. Here are some tips for how to maximize the amount of your house fire claim.

How to Deal with Debris Removal After a House Fire

As the homeowner, you’re responsible for clearing debris from your property after a fire. The good news is coverage for debris removal is included in most homeowners insurance policies. It’s a necessary expense to bring your property back to its pre-loss condition, but how much is available for the site cleanup and what debris is covered?

After a House Fire: Dos and Don'ts

Dealing with the aftermath of a house fire is overwhelming. There are things to do, and things you definitely don’t want to do or even attempt to do. We’ve put together the following list of helpful tips to take some of the stress out of a house fire recovery.

What is Additional Living Expense/Loss of Use and What Does it Pay For?

When a fire or other covered peril renders your home not fit to live in, your homeowners insurance policy likely provides Additional Living Expense/Loss of Use coverage that pays for temporary housing and other extra expenses you incur to maintain your standard of living. ALE also reimburses you for other expenses that rise above and beyond what you would normally spend.

If Your House Burns Down, What are Your Options?

No one should have to deal with the trauma of a house fire. But if your house burns down, expert advice can help. Here are some of the first things you should do.

    Related Posts

    When is The Right Time for the Appraisal Clause?

    When is The Right Time for the Appraisal Clause?

    The Hidden Damages of a Fire Loss

    There’s more to fire damage than meets the eye. Fire can also cause hidden damages that can be hard to detect. The two main culprits: smoke/soot damage, and water damage. Knowing about these additional impacts on your property, and how to take care of them, helps ensure you’re reimbursed appropriately for your claim.

    Building Code Compliance Adds Substantial Cost When Rebuilding After a House Fire: Who Pays the Bill?

    Building codes are in a constant state of evolution. Advancements in engineering, technology, safety, building materials and methods, and changes in the physical environment all drive changes in building codes. If your fire-damaged home is 10 or more years old, complying with the current building codes may add substantial cost to your reconstruction. Will you be stuck with the bill?