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Property Claims BLOG

David Miller

David Miller

Thank you for visiting us. My name is David Miller, and I know what it means to have to fight with your insurance carrier just to get fair payment for your property damage claim. My family suffered a total loss house fire that took nearly two very stressful years to settle. Since, I combined my experience in construction with my expertise in contract language to create Miller Public Adjusters. We work exclusively for policyholders. Please feel free to comment, ask questions, and let us know how we can help.

Recent Posts:

Hurricane Irma Proof of Loss

Hurricane Irma will go down as one of the most damaging storms in U.S. history. After leveling several islands in the Northern Caribbean, the powerful storm struck the Florida Keys and Gulf Coast. While significant damage also occurred in other states such as Georgia, South Carolina and Alabama, the lion's hare took place in the Sunshine State.

7 Ways You Can Help Hurricane Irma & Harvey Victims

What started out as a tropical storm in the Atlantic quickly grew into a monstrous category 5 hurricane. With wind speed over 180 mph and powerful storm surges, Hurricane Irma hit Florida Friday, August 25, 2017. Only a few days before Hurricane Irma hit, Hurricane Harvey made landfall on Texas. More than a trillion gallons of rain fell in Harris County, Texas in just four days. Some places have reached more than 50 inches of rain, setting a record for the continental United States. The storm has left tens of thousands of people in shelters, wrecked homes and businesses, and has caused unbelievable flooding. The damage these storms have done is devastating, but there are ways that you can help the victims in these areas.

Hurricane Irma: 10 Tips for Filing an Insurance Claim

The devastating destruction that Hurricane Irma has left on Florida is unimaginable. Cleaning up after the storm will be a long recovery. Thousands of people will be filing insurance claims, but may be unsure on how to move forward with the process of filing an insurance claim after a hurricane.

What are the First Things You Should Do if a Pipe Bursts in Your Building?

Colder temperatures lead to frozen pipes, and a frozen pipe often bursts. It’s a good idea to know the steps to take if a pipe bursts in your building, and how to address the issue for insurance purposes. Here are some tips to help you along the way.

8 Things to Consider When Filing Your Commercial Fire Damage Insurance Claim

If you’ve just had fire damage to your commercial property, you’re probably already filed a claim with your insurance company. Before you get to far into the claim process, there are some important points to consider.

When is Coverage Triggered for a Roof Collapse?

It may seem like you would know when a roof collapse has happened (and when you could claim it on your insurance policy). But when you think about it, roof collapse is more of a process than a single event. It doesn’t just collapse out of nowhere. The collapse begins when the roof shows signs of distress. Prolonged distress on the roof--from the elements, or time spent delaying repair the roof--may mean collapse is imminent, even if the roof is still intact on the building. And of course, roof collapse is complete when the roof crumbles to the ground and has to be completely replaced.

Checklist for Filing an Insurance Claim After Hurricane Matthew

Hurricane Matthew has finally dissipated and, assuming your family is safe to re-enter your property, the process of cleaning up the damage has begun. If you're among the one million plus population that moved to Florida within the last 10 years and never experienced a hurricane, you may be lost on how to move forward with the process of filing an insurance claim after Hurricane Matthew.

Costly Mistakes Managing Your Own Commercial Property Insurance Claim

When your business premises is damaged by an insured cause of loss, there a number of reasons why you might decide to handle your own commercial property claim.

Hidden Costs An Expert Can Recover After a Commercial Property Loss

When a fire damages your commercial building, it sets into motion a complicated recovery cycle that can takes months to complete. Assessing the damage is just the beginning, but if you don’t get that part right, the entire recovery process can become more complicated than it has to be.

    Related Posts

    When is The Right Time for the Appraisal Clause?

    When is The Right Time for the Appraisal Clause?

    The Hidden Damages of a Fire Loss

    There’s more to fire damage than meets the eye. Fire can also cause hidden damages that can be hard to detect. The two main culprits: smoke/soot damage, and water damage. Knowing about these additional impacts on your property, and how to take care of them, helps ensure you’re reimbursed appropriately for your claim.

    Building Code Compliance Adds Substantial Cost When Rebuilding After a House Fire: Who Pays the Bill?

    Building codes are in a constant state of evolution. Advancements in engineering, technology, safety, building materials and methods, and changes in the physical environment all drive changes in building codes. If your fire-damaged home is 10 or more years old, complying with the current building codes may add substantial cost to your reconstruction. Will you be stuck with the bill?

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