Colder temperatures lead to frozen pipes, and a frozen pipe often bursts. It’s a good idea to know the steps to take if a pipe bursts in your building, and how to address the issue for insurance purposes. Here are some tips to help you along the way.
If you’ve just had fire damage to your commercial property, you’re probably already filed a claim with your insurance company. Before you get to far into the claim process, there are some important points to consider.
It may seem like you would know when a roof collapse has happened (and when you could claim it on your insurance policy). But when you think about it, roof collapse is more of a process than a single event. It doesn’t just collapse out of nowhere. The collapse begins when the roof shows signs of distress. Prolonged distress on the roof--from the elements, or time spent delaying repair the roof--may mean collapse is imminent, even if the roof is still intact on the building. And of course, roof collapse is complete when the roof crumbles to the ground and has to be completely replaced.
Even the most conscientious business owners suffer losses and damages that, if not covered by commercial insurance policy, can spell disaster for their organization. That’s why the majority of business owners carry insurance – it gives them the financial protection and peace of mind they need for when the unexpected happens. One of the best ways to ensure your business is adequately insured is through a Business Owner’s Policy (BOP).
When is The Right Time for the Appraisal Clause?
There’s more to fire damage than meets the eye. Fire can also cause hidden damages that can be hard to detect. The two main culprits: smoke/soot damage, and water damage. Knowing about these additional impacts on your property, and how to take care of them, helps ensure you’re reimbursed appropriately for your claim.
Building codes are in a constant state of evolution. Advancements in engineering, technology, safety, building materials and methods, and changes in the physical environment all drive changes in building codes. If your fire-damaged home is 10 or more years old, complying with the current building codes may add substantial cost to your reconstruction. Will you be stuck with the bill?
Use our Experts Guide to help you manage your insurance claim like a pro.
This expert’s guide will take you through the steps to manage your insurance claim from start to finish and help you maximize the settlement.
Let us prove it: your first sheet is free.
This expert’s guide will take you through the steps to manage your insurance claim from start to finish and help you maximize the settlement.
If I could provide one crucial piece of advice to anyone dealing with a major loss due to fire, water damage, etc. – it would be to contact Miller Public Adjusters!
“Excellent experience. I had a major fire which destroyed my business. My Insurance company was hostile and adversarial at best. I hired Miller Public Adjusters. They did everything. I never had to have another conversation with a elusive and hostile insurance company. If I hadn’t hired Miller Public Adjusters to represent me, I would’ve lost everything.”
“Dave is super knowledgable on the process as he’s not only been in the industry for years but he has also had personal experience with his own fire-damaged home. No matter how trivial you may think your question is Dave and his staff will take the time to make sure your questions get answered and you understand the ramifications. His expertise on the matter quickly turned what seemed to be a hopeless uphill battle into a more manageable playing field.
“Top-notch service would recommend Miller Public Adjusters service to anyone. Dave thank you much. The process was great.”
“David and his staff are outstanding and worth their weight in gold. If you need help with any insurance claim, hire them; you’ll be glad you did! If I could rate them 100 stars, I would!”
"Champions. Warriors. Heroes. Lifesavers! That’s exactly what David Miller and his fantastic team at Miller Public Adjusters are! There really are no words to describe what his team has done for me and my family. We are extremely grateful, and they are WORTH EVERY SINGLE PENNY you pay them for their services and then some!"
“Thankfully, the restoration company referred us here. From that point on, David at Miller Public Adjusters reassured us that he would do everything in his power and knowledge to prove that our homeowners insurance should cover the damages. In the end, we won the case and the claim was paid. I can’t thank David at Miller Public Adjusters enough!”
We never would have been able to navigate the confusing world of a total loss claim without their help, guidance and expertise,” Todd stressed. “I would recommend Miller Public Adjusters to anyone who is faced with a traumatic claim that involves dealing with ‘Big Insurance.’ They will absolutely help to alleviate much of the pain.
They were successful at getting the maximum settlement from the insurance company. My family and I are always praising Miller Public Adjusters to people who ask us about the fire. We can’t thank them enough.
“Miller Public Adjusters knows what they are doing and stood firm against the insurance company. Miller Public Adjusters got us everything we were entitled to, and even more than we thought, in a matter of months. We did not have to deal with our insurance company and also did not have to purchase anything and turn in receipts for reimbursement. What a time-saving relief. Miller Public Adjusters are knowledgeable, understanding professionals, and we highly recommend them to all our friends and family.”
At just a month into Fall, some Wisconsinites already shoveled snow, many are past the first frost,
At just a month into Fall, some Wisconsinites already shoveled snow, many are past the first frost,
At just a month into Fall, some Wisconsinites already shoveled snow, many are past the first frost,
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